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Since our Scooter was stolen and we couldn’t pick it up before the cops had it towed we had to go pick it up from the towing company yesterday. And one if the stupidest things about the whole situation is they wanted cash. They didn’t take checks or credit cards. Who uses cash? We use our Credit Card for everything. Not because we don’t have money to pay for things but because a credit card helps us earn better credit and our specific credit cards helps us earn free airline miles.

I don’t think credit cards are for everyone. I don’t think any teenager should own a credit card without having to take a class on one beforehand. I know I was way too young when I got my first credit card and I really didn’t understand all that they entailed. You have to be diligent and able to pay off your credit card. Credit cards shouldn’t be used (at least in my opinion) to buy something you can’t afford.

And most people don’t seem to research the many options they have. There are credit cards suited for almost everyone. You need to find the one that is right for and your family. Weather it be a cash back credit card, low interest rate, balance transfer credit card or one that offers rewards and incentives.

Like I said before we have a credit card and we use it everywhere we can. It has a low interest rate and there is no annual fee. And each purchase we make helps us earn points for free airline miles. We have had our card less than 4 years and have two free international tickets. Now that is something using cash can’t get you.

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