Welcome to Something for Nothing

Right now I’m stuck in class. For now I have access to the internet. It is wireless in a cement building so it could go out at any time. Right now I’m missing the results shor for Dancing with the Stars. I’ve already predicted that Joey is going home tonight, but I wish Monique would go home first.

I just know that this class is going to bore me to death. I wish that I was at home watching my son for my wife. She has an activity tonight with the young women at our church and she’s taking our son with her. I wish I could be at home to watch him for her. At least next semester I’m only going to do one class. That will be good since the baby arrives then too.

Oh well, at least I know that Mario and Karina Smirnoff will be there next week for me to enjoy Dancing with the Stars another week.

Today my wife was dreading the fact that we are currently living in an apartment. I think that she really aches for a home. It makes sense why she would want it more than me. She is a wonderful stay at home mom and so she’s in our home all day.

Let me just lay out there a few of the reasons that I’m scared to actually purchase a home: mortgage fraud, hidden fees and the transparency (or lack thereof) of information in the borrowing process. Add those to the problem of choosing a mortgage company and I’m just scared.

I did find a resource called Mortgages 101 that had some good information. I also love the mortgage calculators that they have.

I think it’s important to get as much information as possible before getting a mortgage. Unfortunately, the more information I get the more scared I get. My brothers did give me the best counsel around. Shop around until you find a mortgage broker that makes you feel comfortable.