Welcome to Something for Nothing

I can tell you right now that I am an expert on student loans and even a greater expert on Student loan consolidation. Why you might ask am I an expert on student loan consolidation? I’ll tell you why. I am a student and have plenty of experience with student loans. My experience dates back to my own father having heavy student loans being paid off until I was in my teens. Sure, many of you might think that is not that common. However, you must understand:
1. I’m his fourth child
2. He only did an undergrad.

I won’t bore you with the rest of my experience. Let me just tell you that you are absolutely insane if you aren’t consolidating your student loans. There are a lot of great loan consolidation services out there to help.

Take a look at just a few of the advantages you can gain from consolidating your student loans:
* Reduce your monthly payment by as much as 60%!
* Receive an interest rate as low as 3.5%!
* An additional 1.25% interest rate reduction through our borrower benefit program
* No penalties for early repayment!
* Improve your credit score,
* Simplify your monthly bill-paying paperwork with one payment a month
* No credit check, no co-signers needed, and no fees!
* Consolidation Loan interest is Federal Income Tax Deductible.

I recently ran across a rather addicting Flash game. All you do is move around this robotic arm picking up a ball. However, you have to be careful where you move the ball so that it doesn’t hit obstacles. The hardest part is remembering which arrow key moves which direction. Trust me. The game is completely agravating and addicting. Enjoy!!

I think one of the best parts of the internet is that you can get some pretty good online coupons all available free online.

Here are a few examples:

Dell Coupons and Discounts - A nice Dell Laptop or desktop at a great price with the coupon.

Gap Deals - Please don’t show my wife these coupons and discounts.

Target Discounts - This is a good set of coupons for those who buy a lot at Target.

I think this picture says it all!! Does anyone else miss So You Think You Can Dance?

Read more…

eBay to me has become such a phenomenon. People never cease to amaze me on what they sell on eBay. Some of my favorites are a tatoo for Golden Palace casino on your forehead, earwax, and even an entire business. The one that takes the cake for me was when someone sold a box containing Ben Rothlesburger’s Helmet after his accident on a motorcycle that sent him to the hospital. For those who may not understand the joke, Ben is the quarterback for the Pittsburgh Steelers and got in an accident on a motorcycle when he wasn’t wearing a helmet. The box is EMPTY!! GENIUS!! I think it sold for a few thousand dollars.

Well, despite all the funny things that are sold on eBay you can now get just about anything you want on eBay. I have friend who only purchases clothes from eBay. In fact, he’s able to get Armani suits for really cheap on eBay. He listed off a bunch of other name brand dresses to me that he purchases for cheap on eBay. I unfortunately can’t list them here since I don’t know women’s dresses. Another friend buys all his computers on eBay. It’s really quite amazing.

However, if you are the average user on eBay you might just get ripped off. Don’t worry though, there is a great automatic eBay bidder tool just for you. Here’s a short review of the tool.

This tool features 3 great features and a number of other minor features.

1. Automated Bidding - Occassionally people will end a bid in the middle of the night. Unfortunately, if you want to make sure you get the final bid that means you have to stay up and watch the bidding to see if you want to purchase this item. With an automatic eBay bidder that concern should be gone. Just set it and forget it. Well, you probably don’t want to forget it, because tomorrow you’ll want to know that you indeed got the item you bid on.

2. eBay Snipping or Bid Snipping - This term refers to when you bid on an item at the last second leaving no time for anyone else to bid on the item. Sure, you could wait until the bid is almost over and do this yourself. However, a computer is much better at it. Also, see item 1 for why you might not want to do this yourself on late night bids.

3. Auction Reminders - The program reminds you of auctions ending soon by alert or free text message on your cell phone. In fact, the program is becoming so robust it can handle all of your scheduling needs.

Here’s a few other features to think about:
- easy adding of items: importing from „my eBay“ or open Internet Explorer windows
- manual bidding and Buy-It-Now straight out of the program
- no need to open the eBay Web site
- automatic Internet dial-up function with dial-up guardian
- bidding groups: prevents double buying of similar items when auto bidding
- search function for eBay
- administer multiple eBay accounts - no ads, no popups, no spyware